Looking for a quick car loan,  hassle free? You’ve come to the right place. Whether you’re after your first car or you want to upgrade your existing model, whether you have your eye on a new vehicle or you’re planning to buy used, a Freedom Car Loan can help you to get your new wheels.

You can even apply for a Freedom Car Loan if you haven’t decided on your next set of wheels yet, we can give you Same Day Approval in Principal.

Apply Online In Minutes

Forget piles of paperwork and harrowing hold times, you can complete your personal loan application online in a matter of minutes on your PC, tablet or mobile device – no matter where you are on www.gcul.ie !

We’ll Do The Rest

Sit back, relax and let us take it from here. We aim to complete your application in the same day so that you can expect the *approval in principal that day (T&C’s apply).  Simple, and nothing like a bank!

*How does Same Day Freedom Car Loan approval in principal work?

  • Our Approval in Principle tells you whether we could potentially lend you the amount you want to borrow and is subject to production of  relevant documentations and a satisfactory completion of an credit check
  • The minimum loan amount you can apply for is €10,000 and the maximum loan amount is €35,000.
  • Same Day approval is only available to Freedom Car Loans completed online
  • The Freedom Car Loan is available for the purchase of a vehicle that is 5 years or younger from an approved motor dealer
  • The Freedom Car Loan is a stand alone loan and must be separate to any other loans you may have with Gurranabraher Credit Union
  • Payment must be made directly by EFT to Motor Dealer from Gurranabraher Credit Union
  • Your application will be subject to a full credit and suitability assessment. Lending criteria, terms and conditions apply. Over 18s only.

Why Choose a Freedom Car Loan

  •   No restriction on car model, type or year
  •   Great Rate
  •   No Mileage limits
  •   You may receive a rebate on interest paid on this loan, subject to a motion at the Annual General Meeting (Rebate of 17.5% of all interest paid in 2017)
  •   Own your car from the get go
  •   No Admin costs or hidden fees
  •   No Final Payments
  •   Repayment terms of up to 5 years
  •   Life Assurance will be provided on your loan at no direct cost to you. (Subject to T&C’s , certain limits apply)

If you are considering a Dealer Finance Offer check out what you need to know here before you sign up.