Home Improvement Loans Made Easy…

A Room to Improve?  Whether it’s purchasing your Council Property , Home Improvements or Home Renovations, Gurranabraher Credit Union can make it happen for you!

If your home is in need of some repairs or renovations to turn your existing house into your dream home or finally get that additional space for a growing family, we can help! So whether you want to take on several small projects or make major changes, we can customise a loan to finance your home improvements and renovation plans. We have 2 Home Improvement Loans to suit every project.

1. Standard Home Loan

  • For your small jobs you can apply for our Standard Home Improvement Loan
  • At at rate of 9.9%, borrow anything up to €10,000 (Based on current savings & lending criteria)
  • Flexibility to repay your loan with terms of up to 5 years
  • You can either deal with us personally at our Bakers Road Office or complete your application online

2. Long Term Home Improvement Loan

  • As a Gurranabraher Credit Union Member you can apply for a Home Renovation Loan and get “approval in principle” within 24 hours.
  • Special Low Rates of 6.99%, borrow up to €120,000 (Based on current savings & lending criteria)
  • Flexibility to repay your loan with terms between 5 and 20 years
  • You can either deal with us personally at our Bakers Road Office or complete your application online

3. Council Tenant Purchase Loan

  • Between 5 – 20 years @ 6.99% up to €120,000
  • As a member you can apply for a Council Tenant Purchase Loan and get “approval in principle” within 24 hours
  • Special Low Rates of 6.99%, borrow up to €120,000 (Based on current savings & lending criteria)
  • Flexibility to repay your loan with terms between 5 and 20 years
  • You can either deal with us personally at our Bakers Road Office or complete your application online
  • Build the Extension
  • Paint the House
  • Repair the Leaks
  • New Bathroom
  • Renovate the Attic
  • Making your Home Energy Efficient
  • Replace Windows & Doors
  • Landscape the Garden (at last!!!)

Advantages of Borrowing from Your Credit Union

When you receive a loan from us you will find many advantages in comparison to other institutions:

  • The interest rate you pay will be reasonable and interest will be payable on the reducing balance of the loan
  • Easy application process and a quick decision
  • No Hidden fees
  • No Early Redemption Penalties
  • Your repayments will be tailored to meet your own personal circumstances
  • Your loan will be insured at no direct cost to yourself
    (Subject to terms and conditions. Certain Limits apply.)