Loans – Apply Now, 3 easy ways…

It’s easy to become a Member of Gurranabraher Credit Union.

  • 1
      In Person - Drop in to Bakers Rd/Knocknaheeny Office (Bakers Road open until 7pm Fridays)
  • 2
      Online 24/7 - Click the Apply Now button below
  • 3
      By Phone - Call us 021 4303394- Calls Answered 24/7
Apply Now

Advantages of Borrowing from Your Credit Union

When you receive a loan from us you will find many advantages in comparison to other institutions:

  • The interest rate you pay will be reasonable (Currently 9.9% A.P.R.) and interest will be payable on the reducing balance of the loan
  • Easy application process and a quick decision
  • No Hidden fees
  • No Early Redemption Penalties
  • Potential to receive a rebate of Interest paid (20% paid in 2015)
  • Your repayments will be tailored to meet your own personal circumstances
  • Your loan will be insured at no direct cost to yourself
    (Subject to terms and conditions. Certain Limits apply.)

What you need to apply for a Credit Union Loan

To apply for a Loan please provide:

– Proof of Income (most recent payslip or social welfare payments)

– 3 to 6 Months Bank Statements

– Consent to undertake a Irish Credit Bureau check with your loan application

– In certain circumstances a guarantor may be required

Understanding loans

Before you decide to borrow money, think about how much you can afford and what would happen if your circumstances change.  Gurranabraher Credit Union is a responsible lender and as such urges any member to think carefully before entering into any loan agreement.  Please go to Consumer Help – for help on what you should consider before taking out a loan.