Borrow €10,000 for only €168pm**
Our Green Home Improvement Loan (Competitive Rate 6.5%, 6.7% APR*) is for anyone who is planning on making any improvement in their home to increase its energy efficiency. It can be for a complete retrofit project but also for smaller or single works too – like attic insulation, solar panels, external and internal insulation, or installation of heat pump systems, etc.
Benefits of Home Energy Works
- Reduced Energy Consumption
- Cost Savings
- Increased Property Value
- Environmental Benefits
- Comfort and Well-being of the homeowner
- Government Grants available for Works
Benefits of a Credit Union Loan
- If you pay more than your loan agreement, the repayment term and the cost of the loan will reduce.
- No penalties for early repayment of your loan.
- A repayment package to suit your individual needs
- Life Assurance Cover on Loans at no extra cost. Loans and Life Assurance are subject to terms and conditions.
Hear from the Experts
Steps for a Greener Home

Visit the SEAI (www.seai.ie) website for information on grant application process. Select the grant application that is most suitable for your needs.

Select a SEAI registered contractor. Obtain a quotation for the works needed.

Submit grant approval letter and quotation for works needs.
Green Loan Terms and Conditions
- Minimum Loan Value €5,000.
- Loan Repayment Term up to ten years.
- SEAI home energy improvement grant approval required.
- Work must be performed by a SEAI registered contractor.
- Quote for works to be supplied with the green loan application.
- Loans are subject to approval based on affordability.
- Security maybe required.
* Variable rate of 6.5% p.a. Variable (6.7% APR)
** For a green home improvement loan of €10,000 with a variable rate of 6.5% and an APR of 6.7% with 72 monthly repayments of €168.10 over 6 years. The total amount repaid is €12,100 with a total cost of credit of €2,100. Figures correct as at 17th February 2024. Figures are for illustration only and do not constitute a contract.
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