Car Loans
Car Loans Made Easy
Whether you’re looking for your first car or your next car, chances are you know exactly the one you want. But what about the finance? When you’re in the market for a car loan, that can be a tough decision.
We want to give you control over choosing the type of Loan that’s best for you.
Special Car Loan
- Special Low Rate
- For vehicles over €10,000 and under 5 Years old
- Payment made directly to the Dealer
- Maximum Term 7 years
- You can either deal with us personally at our Bakers Road Office or complete your application online
Standard Car Loan
- Standard Rate
- For all Car Types and ages
- Maximum 7 Year term
- You can either deal with us personally at our Bakers Road Office or complete your application online
You can apply even before you start looking for your dream motor. And when you do go car shopping, you’ll have all the negotiating power of a cash customer.
- Discounted interest rate to suit every pocket
- Same day loan decisions
- You own your car from the get go
- No mumbo jumbo
- No penalties for early repayment
- No balloon payments
- Free loan protection insurance (Terms and Conditions Apply)
- Repayments must be made by Direct Debit or Recurring Debit Card Payment
Advantages of Borrowing from Your Credit Union
When you receive a loan from us you will find many advantages in comparison to other institutions:
- The interest rate you pay will be reasonable and interest will be payable on the reducing balance of the loan
- Easy application process and a quick decision
- No Hidden fees
- No Early Redemption Penalties
- Your repayments will be tailored to meet your own personal circumstances
- Your loan will be insured at no direct cost to yourself (Subject to terms and conditions. Certain Limits apply.)
What you need to apply for a Credit Union Loan
- Proof of Income (most recent payslip or social welfare payments)
- 3 to 6 Months Bank Statements
- ID will be required (Passport or Drivers Licence)
Understanding loans
Before you decide to borrow money, think about how much you can afford and what would happen if your circumstances change. Gurranabraher Credit Union is a responsible lender and as such urges any member to think carefully before entering into any loan agreement. Please go to Consumer Help – for help on what you should consider before taking out a loan.
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Gurranabraher Credit Union is a large progressive Credit Union, with €100 m in assets and 16,000 members, located within 3 Kilometres of Cork City Centre.